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Are you a homeowner in the Gold Coast wondering if now’s the right time to refinance?
Thanks to lower interest rates and strong property values in suburbs like Southport, Robina, and Burleigh Heads, 2025 is shaping up to be a prime time to refinance your mortgage. Whether you’re looking to lower your monthly repayments, access your equity, or consolidate debts—our local Gold Coast team is here to help.
✅ Average savings: $250/month
✅ 30+ lenders compared
✅ Gold Coast-based mortgage brokers with real local insight
Add an interactive refinance calculator or use this static comparison:
| Current Loan | Rate | Refinance Rate | Monthly Savings |
|---|---|---|---|
|
$600,000
|
6.5% |
5.3% |
$345/month |
|
$750,000 |
6.5% |
5.2% |
$398/month |
Our Gold Coast clients are averaging $250–$400/month in savings after switching.
Based in Runaway Bay, serving all of Gold Coast
20+ years of lending expertise
Tailored refinance solutions based on your goals
Transparent, obligation-free advice
We’ll even speak with your current lender to negotiate better deals
If your rate is over 5.8%, or you haven’t reviewed your loan in over 12 months—it’s time.
Is refinancing expensive?
There are some switching fees, but most lenders now offer cashback offers and fee waivers, especially in QLD.
Typically 1–3 weeks, depending on your lender and documents.
Mention average savings, compare current vs. new rates.
Target people unsure about timing. Mention market trends or RBA rate cuts.
Owner-occupied, investment property, fixed/variable, interest-only.
Build trust: local expertise, lender panel, support.
Don’t let your mortgage hold you back. Whether you want to lower your monthly repayments or fund your next big move—De Rosie is here to guide you every step of the way.
Book a free refinance consultation today.
Based in Runaway Bay – Proudly serving Gold Coast homeowners
Home loan rates change. So should your mortgage.
You may benefit from refinancing if you:
Want a lower interest rate
Need to reduce monthly repayments
Plan to consolidate debts
Want to access equity for renovations or investments
Are coming off a fixed-rate period
As trusted Gold Coast mortgage brokers, we:
Review your current home loan
Compare 30+ lenders to find better deals
Help you switch lenders with minimal hassle
Offer guidance on fixed vs variable rates
Assist with equity release and debt consolidation
Our clients often save:
$300+ per month on repayments
Thousands in interest over the loan term
Time and stress thanks to expert handling
From Helensvale to Palm Beach, we help locals make smarter finance moves.
Let’s put your mortgage to work for you.
DeRosie Home Loan & Finance Solutions on the Gold Coast offers expert mortgage brokerage services to help you secure your dream home with ease.
+61 432 909 660
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