Debt Consolidation

Are you having a hard time keeping track of all your payments because you have so many debts? Here at DeRosie Home Loan & Finance Solutions, we know how hard it can be. With our Debt Consolidation services in the Gold Coast, we can help you get back in charge of your money.

How do we consolidate your debt?
When you consolidate your debt, all of your current loans are put together into one loan. This may make it easier to handle your money, lower your interest rates, and make your payments easier to make. You won’t have to worry about multiple fees each month.  Hopefully, you may only have one.

Why should you choose us?
We’ve been helping people on the Gold Coast with their money problems for a long time. We are committed to helping you find the best debt reduction option for you. We spend time getting to know you and your position so we can give you personalised advice that will help you get back on track.

Benefits of Debt Consolidation

1. Easier Money Management: Having a lot of debt can be stressful and hard to keep track of. This may save you money because you will only have to make one payment a month. This helps you keep track of your money and makes sure you don’t forget to pay anything.

2. Interest Rates That Are Lower: Credit card and personal loan interest rates that are too high can make it hard to pay off your debt. Your interest rates may go down when you consolidate your debt. This may save you money over time and help you pay off your debt faster.

3. Better credit score: If you miss payments or pay late, it can hurt your credit score. You’ll be more likely to make payments on time if you combine all your debt (home loan, credit card, store card, car loan etc), which may help improve your credit score over time.

4. Lessening worry: Being in debt can cause a lot of stress. Getting rid of some of your debts can help, and you can rest easy knowing you’re on the right track to financial safety.

How Does Debt Consolidation Work?
The first step is a meeting, during which we look at your finances. Then, we tell you which type of debt reduction loan, credit card balance transfer, or home equity loan may work best for you. Your new loan will be used to pay off your other debts once it is accepted, leaving you with a single, easier-to-handle payment.

Is it right for you to combine your debts?
Not everyone should consolidate their loans, but it can be very helpful for people who have a lot of debt. You should think about your spending habits and decide if you’re ready to make the changes you need to make to stay out of debt. Debt consolidation may be right for you if you think about the pros and cons. DeRosie Home Loan & Finance Solutions can help you do that.

Start your journey with DeRosie Home Loan & Finance Solutions
Get in touch with DeRosie Home Loan & Finance Solutions right away if you’re ready to take charge of your money. We are ready to answer your questions and help you through the process of consolidating your debt. We want to help you to obtain financial freedom and peace of mind.

Do not let debt take over your life. You can call us at 0432 909 660 or complete the online form to arrange a discovery meeting. We can work together to make a plan to help you get out of debt and become financially stable.