First Home Buyer Gold Coast

Navigating Your First Home Purchase

Buying your first home is a thrilling adventure, yet it can also feel a bit daunting. Here at DeRosie Home Loan & Finance Solutions, we understand that stepping into the property market is one of the biggest financial decisions you will make, and we’re here to make it as smooth and stress-free as possible. We are committed to guiding you through every step of the home loan application journey with clarity and confidence.

Why Choose DeRosie Home Loan & Finance Solutions?

Personalised Service: Every first-home buyer is unique, and so are your financial circumstances. We take the time to listen to your goals and provide customised mortgage solutions that align with your financial situation and future aspirations.

Streamlined Processes: We simplify the complexities of mortgage applications. From paperwork to approval, we handle all the details, ensuring a seamless experience for you.

Our Services for First Home Buyers

At DeRosie Home Loan & Finance Solutions, we offer a range of services to help you secure your dream home on the Gold Coast or awherever you may be in Australia:

  • Pre-Approval Guidance: Understanding how much you can borrow is crucial. We help you get pre-approved so you can shop for your new home with confidence. This may give you an edge over others competing for the same property who do not have a loan pre-approval.
  • Loan Comparisons: We compare loans from a wide range of lenders to find the one that fits your needs best.
  • Government Grant Assistance: If you’re eligible for the First Home Owner Grant or other government incentives, we’ll help you navigate the application process.
  • Ongoing Support: Our relationship doesn’t end once you get your keys. We can also provide you with a Home Loan Health Check each year to make sure the home loan you have continues to meet any lifestyle changes that may have occured , and can also include negotiating a better interest rate without having to refinance to a different lender where possible.

Making Your First Home a Reality

Buying your first home should be exciting, not overwhelming. At DeRosie Home Loan & Finance Solutions, we’re passionate about helping first-time buyers in the Gold Coast area realise their homeownership dreams. We are ready to provide you with the knowledge, tools, and support needed to navigate the market confidently.

Start your home buying journey today with DeRosie Home Loan & Finance Solutions.Give us a call on 0432 909 660 or complete the online form to request a discovery meeting where we can discuss your needs and how we can help turn your dream of home ownership into a reality.

First Time Buyer? Here’s How We Help

Buying your first home is exciting — and overwhelming.
At DeRosie, our expert Gold Coast mortgage brokers guide you from start to settlement.

We’ll help you:

  • Understand your borrowing power

  • Compare first home buyer loans

  • Access government grants and incentives

  • Get fast pre-approval

  • Plan your repayments with confidence

What First Home Buyer Grants Are Available?

In Queensland, you may be eligible for:

  • First Home Owner Grant (FHOG) — $30,000 for new homes

  • First Home Loan Deposit Scheme — Buy with just 5% deposit

  • Stamp duty concessions for properties under $550,000

We’ll help you apply and make sure nothing’s missed.

Why Work With DeRosie?

  • 20+ lenders compared

  • Local brokers, no call centres

  • Personalised guidance from loan to keys

  • 5-star service across the Gold Coast

Appointment

Helping First Home Buyers Across the Gold Coast

From Southport to Burleigh, we’ve helped hundreds of first home buyers take the leap.

Book a free consultation and get one step closer to owning your home.

First Home Buyer Loan Guide for Gold Coast Buyers

Buying your first home in Gold Coast?
Here’s what you need to know before you start the journey.

Step-by-Step Loan Process

  1. Check your borrowing power using your income, expenses, and debts.

  2. Get pre-approved by a lender to know your budget.

  3. Search for eligible properties within your loan limit.

  4. Submit your formal application after signing a contract.

  5. Settlement day — get the keys and move in.

Book A Discovery Appointment

Access a Marketplace of Lenders

We work with Australia’s top reputable banks and lenders to secure the most competitive loans for you.

We're here to help – contact us for expert advice and support!

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